Ultimate Budget Planner | Financial Planner Google Sheets | Net Worth & Debt Tracker | The Ultimate Money OS 5.0 Dark

Details

Welcome to the only budget spreadsheet you'll ever need.

Tired of juggling multiple apps and messy files to track your finances? Imagine having one single place that gives you total clarity, control, and confidence over your financial future. This isn't just a spreadsheet; it's a complete operating system for your money.

Welcome to The Ultimate Money OS 5.0.

✨ WHAT YOU'LL RECEIVE ✨

A PDF file with a link to your personal copy of the spreadsheet.

A comprehensive, step-by-step instruction guide right inside the spreadsheet.

The fully-featured Ultimate Money OS 5.0 template, which includes 14+ integrated tabs:

Welcome & Instructions: A complete guide to get you started.

Settings: Your central hub to personalize everything.

Transactions: The heart of the sheet for logging all your entries.

Smart Calendar: A visual way to track bills and never miss a payment.

Savings Goals: Track and visualize your progress towards your dreams.

Debt Payoff Calculator: A strategic tool to become debt-free faster (Avalanche/Snowball).

Net Worth Tracker: Watch your wealth grow month by month.

Accounts: See all your account balances in one place.

50/30/20 Rule: Analyze your spending and find your perfect balance.

Annual Dashboard: A powerful "year at a glance" overview.

12 Monthly Dashboards: One dedicated, deep-dive dashboard for each month of the year.

🚀 KEY FEATURES & BENEFITS 🚀

See The Big Picture: The Annual & Monthly Dashboards automatically turn your data into powerful insights with beautiful charts and tables.

Never Miss a Payment: The Smart Calendar automatically plots your recurring bills and important dates, keeping you organized and on time.

Crush Your Debt: Use the powerful Debt Payoff Calculator to create a strategic plan with the Avalanche or Snowball method and see your projected debt-free date.

Achieve Your Dreams: The Savings Goals tracker with visual progress bars keeps you motivated on your journey to saving for what matters most.

Track Your True Wealth: The Net Worth tracker gives you a clear, month-by-month overview of your financial growth.

Automated & Easy: All you need to do is set up your categories once and log your transactions. The OS does the rest for you!

Elegant Dark Mode: Carefully designed for a professional, easy-on-the-eyes experience.

⚙️ HOW IT WORKS ⚙️

Purchase: Complete your purchase on Etsy.

Download: Check your email or Etsy purchases for a PDF file.

Click & Copy: Open the PDF and click the link. This will open the spreadsheet in your browser. Click "Make a copy" in the top right.

Start Budgeting! The spreadsheet is now yours. Read the "Welcome & Instructions" tab and begin your journey to financial clarity.

❗️ IMPORTANT INFORMATION ❗️

This is a digital download. No physical product will be shipped.

This spreadsheet is for Google Sheets only. It will not work in Excel.

All you need is a free Google account to use this template.

Due to the digital nature of this product, all sales are final. No refunds will be issued.

This template is for personal use only. You may not resell, share, or distribute this file.

If you have any questions, please feel free to send me a message!